HowToPay has been assisting businesses to access secure online and offline payment, billing and invoicing solutions since 2011 in partnership with a number of financial institutions.
We started out assisting telecommunications / Internet and telephone services providers with secure billing and payment solutions. We have now expanded into supporting many other online eCommerce businesses through our digital wallet solution.
We manage our own servers and global PCI compliant software and solutions. From a single API we can assist merchants reduce fraud while meeting KYC and AML requirements.
Keeping data secure is key to the services we provide our customers. Documents can be uploaded to our secure servers to be encrypted and stored offline so that they can comply with privacy and secure client data storage requirements.
Security & Compliance
With the introduction of KYC (Know Your Customer) as a standard practice we now assist Merchants to identify clients that they conduct business with online reducing fraud and meeting AML (Anti Money Laundering) obligations. Clients are asked to upload a copy of ID that’s manually checked by our staff to confirm the details match the information provided.
HowToPay helps your business to offer secure payment options to your clients. To do this directly with your Bank is expensive and time consuming. We make this process easy for any business owner, so they can meet modern PCI Compliance obligations.
HowToPay is operated by Confidia AG. Confidia AG (Switzerland)operates under the regulatory supervision of ARIF Genf (Member No.: 3188), a self-regulating body approved by the Swiss Financial Market Supervisory Authority (FINMA) for the supervision of the financial intermediaries referred to in article 2 para. 3 of the Swiss Federal Law on combating money laundering and terrorism financing in the financial sector (AMLA). ARIF is also recognized by FINMA as a professional organization for laying down rules of conduct relating to the practice of the profession of independent asset manager within the meaning of the Swiss Federal Act on collective investment schemes.HowToPay helps your business to offer secure payment options to your clients. To do this directly with your Bank is expensive and time consuming. We make this process easy for any business owner, so they can meet modern PCI Compliance obligations.